NJ overview
LifeRiskIQ state risk score for New Jersey.
Use this profile to review the LifeRiskIQ Risk Score forNew Jersey, compare risk factor subscores, and explore city profiles across the state.
State profiles summarize long-term risk conditions across the entire state. Drill into city profiles to see local variation and understand what contributes to the statewide score.
Snapshot
44.1
Overall score
44.1
Composite risk scoreThe LifeRiskIQ Risk Score summarizes five risk factors for New Jersey. Higher scores indicate higher relative risk within the state tier.
Risk factor subscores
0-100 scaleLongevity and health outcomes
Relative risk score (higher = more risk)
Financial stability
Relative risk score (higher = more risk)
Environmental and disaster exposure
Relative risk score (higher = more risk)
Mobility and accident risk
Relative risk score (higher = more risk)
Access and infrastructure
Relative risk score (higher = more risk)
How to interpret this score
State scores summarize statewide risk conditions on a relative basis. Use the risk factors to see which categories contribute the most to the New Jersey score before drilling into city profiles.
- Scores compare states with other states only.
- Higher values signal higher relative risk.
- Risk factor pages explain data sources and signals.
Risk drivers at a glance
Depth signal
New Jersey is highly uneven across risk factors. The gap between the highest and lowest risk factors is 62.4 points, with an average factor score of 44.1.
City coverage
Top cities by population in the coverage dataset.
City profiles highlight local variation inside New Jersey. Use the directory to explore risk drivers in major metros and smaller communities.
View full city directory ->Trenton
Mercer County
362,501 residents
Newark
Essex County
307,188 residents
Jersey City
Hudson County
289,691 residents
Paterson
Passaic County
157,660 residents
Elizabeth
Union County
135,887 residents
Vineland
Cumberland County
91,393 residents
Clifton
Passaic County
89,247 residents
Camden
Camden County
71,471 residents
Bayonne
Hudson County
70,468 residents
Passaic
Passaic County
69,651 residents
East Orange
Essex County
69,183 residents
Union City
Hudson County
66,375 residents
Core risks
Risk factor details for New Jersey.
Longevity and health outcomes
Life expectancy and chronic disease prevalence that shape long-term health outcomes.
Sources: County Health Rankings + CDC PLACES
Financial stability
Income resilience and cost pressure indicators tied to long-term financial stability.
Sources: US Census ACS + CFPB Consumer Complaint Database
Environmental and disaster exposure
Hazard exposure and air quality pressure that influence long-term stability.
Sources: FEMA National Risk Index + CDC Environmental Health Tracking
Mobility and accident risk
Transportation safety and exposure signals tied to sudden life disruption.
Sources: NHTSA FARS + US Census ACS + CDC impaired driving rates
Access and infrastructure
Essential services and care capacity that support long-term stability.
Sources: County Health Rankings + HRSA HPSA
RiskIQ network
Related risk context for New Jersey
These links focus on the most relevant connected risk topics for this location.
Educational next steps
Explore trusted planning resources
Informational only. No forms, no lead capture, and no medical, financial, or actuarial advice.
Build a household readiness plan for New Jersey
Use federal guidance to create a practical emergency plan for your household.
Review consumer financial protections in New Jersey
Use CFPB consumer tools for debt, credit, and complaint support resources.
See how state and city risk scores are calculated
Review the public datasets and normalization logic behind LifeRiskIQ.